December 2013 Posts

  • New Mortgage Rules Scheduled to Take Effect in January

    The Consumer Financial Protection Bureau (CFPB) has issued new mortgage rules that are scheduled to take effect on January 10, 2014. ...
  • Bonds vs. Bond Funds: Which Is Better When Interest Rates Rise?

    The Federal Reserve has said it expects to begin raising its target rate sometime in 2014. Since bond prices fall when interest rates rise, it may be a good time to pay increased attention to any fixed-income investments you have. Here are some factors to consider when you review your portfolio....
  • The Impact of Health-Care Costs on Social Security

    For many retirees and their families, Social Security provides a dependable source of income. In fact, for the majority of retirees, Social Security accounts for at least half of their income (Source: Fast Facts & Figures About Social Security, 2013). However, more of that income is being spent on health-related costs each year, leaving less available for other retirement expenses. ...
  • Social Security and Medicare Figures for 2014

    New figures announced...
  • What can I do to protect my username and password information from computer hackers?

    At one time, computer hackers were viewed as a few rogue individuals who mainly worked alone. Today, many hackers are part of highly sophisticated networks that carry out well-organized cyber attacks. Unfortunately, these online security breaches can result in your username and password information being compromised. ...
  • Galliano Advisory Monthly

    It's December 31. Do You Know Where Your Money Is?...
  • Should You Roll Your 401(k) to an IRA?

    If you're entitled to a distribution from your 401(k) plan (for example, because you've left your job, or you've reached age 59½), and it's rollover-eligible, you may be faced with a choice. Should you take the distribution and roll the funds over to an IRA, or should you leave your money where it is? ...
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