June 2016 Posts

  • Mid-Year 2016: An Investment Reality Check

    Market volatility is alive and well in 2016. Low oil prices, China's slowing growth, the prospect of rising interest rates, the strong U.S. dollar, global conflicts--all of these factors have contributed to turbulent markets this year. Many investors may be tempted to review their portfolios only when the markets hit a rough patch, but careful planning is essential in all economic climates. So whether the markets are up or down, reviewing your portfolio with your financial professional can be an excellent way to keep your investments on track, and midway through the year is a good time for a reality check. Here are three questions to consider....
  • Four Lessons Grandparents and Grandchildren Can Learn Together

    If you're a grandparent, maintaining a strong connection with your grandchildren is important, but that may become harder over the years as they leave for college or become busier building their careers and families. ...
  • Four Social Security Myths Debunked

    There are a lot of misconceptions surrounding the Social Security system. Here are four common myths and the truth about how Social Security works and its future prospects....
  • Medicaid's Benefits for Assisted Living Facility Residents

    Assisted living facilities are a housing option for people who can still live independently but who need some assistance. Costs can range from $2,000 to more than $6,000 a month, depending on location. Medicare won’t pay for this type of care, but Medicaid might. Almost all state Medicaid programs will cover at least some assisted living costs for eligible residents....
  • Ending Our Shameful Segregation of Persons with Disabilities

    NAELA supports care in the community and the greatest amount of independence possible for persons of any age with disabilities. By Jason A. Frank, CELA, CAP ...
  • Nursing Home Care Costs Are Only Slightly Higher in 2016

    The median cost of a private nursing home room in the United States has increased slightly to $92,378 a year, up 1.24 percent from 2015, according to Genworth's 2016 Cost of Care survey, which the insurer conducts annually. ...
  • Beware: Your Estate May Contain an Unnecessary Bypass Trust

    A once-popular estate planning tool may now cost families more in taxes than it saves. Changes in the estate tax have made the "bypass trust" a less appealing option for many families. If your estate plan includes one, you should reconsider its necessity because it could be doing more harm than good....
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