Latest Blog Posts

Galliano Advisory Monthly

Posted on: December 2nd, 2013
It's December 31. Do You Know Where Your Money Is?...

Should You Roll Your 401(k) to an IRA?

Posted on: December 1st, 2013
If you're entitled to a distribution from your 401(k) plan (for example, because you've left your job, or you've reached age 59½), and it's rollover-eligible, you may be faced with a choice. Should you take the distribution and roll the funds over to an IRA, or should you leave your money where it is? ...

What's in Store for Health-Care Reform in 2014

Posted on: November 29th, 2013
While the Affordable Care Act (ACA) became law in 2010, several of the more substantive provisions of the law don't take effect until 2014. Here's a review of some of the key parts of the ACA that are scheduled to begin in 2014. ...

What will happen to my digital assets if I die or become incapacitated?

Posted on: November 25th, 2013
In today's digital age, many individuals live at least a part of their life online. Whether you share your life with others through e-mail, Facebook posts, and tweets, or simply have a number of online, password protected accounts, you'll want to make plans for the disposition of all of your digital assets in the event of your death or incapacity. ...

IRA and Retirement Plan Limits for 2014

Posted on: November 25th, 2013
The maximum amount you can contribute to a traditional IRA or Roth IRA in 2014 remains unchanged at $5,500 (or 100% of your earned income, if less). The maximum catch-up contribution for those age 50 or older in 2014 is $1,000, also unchanged from 2013. (You can contribute to both a traditional and Roth IRA in 2014, but your total contributions can't exceed this annual limit.)...

Health-Care Insurance Enrollment: Questions and Challenges

Posted on: November 12th, 2013
An important part of the Patient Protection and Affordable Care Act (ACA) is the creation of Health Insurance Exchanges or Marketplaces (the terms are interchangeable) through which consumers may compare and buy health insurance, and find out whether they are eligible for Medicaid or tax credits/subsidies that reduce the cost of insurance....
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