Latest Blog Posts

Net Unrealized Appreciation: The Untold Story

Posted on: March 17th, 2013
If you participate in a 401(k), ESOP, or other qualified retirement plan that lets you invest in your employer's stock, you need to know about net unrealized appreciation--a simple tax deferral opportunity with an unfortunately complicated name....

Understanding the New Medicare Tax on Unearned Income

Posted on: March 16th, 2013
Health-care reform legislation enacted in 2010 included a new 3.8% Medicare tax on the unearned income of certain high-income individuals. The new tax, known as the unearned income Medicare contribution tax, or the net investment income tax (NIIT), took effect on January 1, 2013....

Estate Tax After the Fiscal Cliff

Posted on: March 16th, 2013
After threatening to go over the fiscal cliff, the gift tax, estate tax, and generation-skipping transfer (GST) tax have come in for a soft landing. ...

There's Still Time to Contribute to an IRA for 2012

Posted on: March 14th, 2013
There's still time to make a regular IRA contribution for 2012! You have until your tax return due date (not including extensions) to contribute up to $5,000 for 2012 ($6,000 if you were age 50 by December 31, 2012). For most taxpayers, the contribution deadline for 2012 is April 15, 2013. ...

Understanding the Opportunities with Aid & Attendance Benefits

Posted on: March 14th, 2013

Protecting Inherited IRAs

Posted on: March 8th, 2013
Americans hold nearly $15 Trillion in IRAs and qualified retirement plans. Qualified retirement plan accounts are asset protected under federal law. IRAs are protected to at least some extent under state law. Many wrongly believe that these accounts will remain asset protected after their owners die....