Latest Blog Posts

How many types of government savings bonds are there, and what's the difference between them?

Posted on: July 11th, 2016
While the U.S. government has issued 13 types of savings bonds, there are currently only two series available for purchase through the U.S. Treasury Department: Series EE bonds and Series I bonds. U.S. savings bonds are nonmarketable securities, which means you can't resell them unless you're authorized as an issuing or redeeming agent by the U.S. Treasury Department. Savings bonds are guaranteed by the federal government as to the timely payment of principal and interest....

I have matured U.S. savings bonds. Are they still earning interest and, if not, can I roll them over to another savings bond?

Posted on: July 8th, 2016
Once U.S savings bonds have reached maturity, they stop earning interest. Prior to 2004, you could convert your Series E or EE savings bonds for Series HH bonds. This would have allowed you to continue earning tax-deferred interest. However, after August 31, 2004, the government discontinued the exchange of any form of savings bonds for HH bonds, so that option is no longer available....

Called for Jury Duty? You May Be Excused Based on Your Age

Posted on: July 7th, 2016
In many states, seniors have the right to decline jury duty based on their age. ...

What Is Required of an Executor?

Posted on: July 5th, 2016
Being the executor of an estate is not a task to take lightly. An executor is the person responsible for managing the administration of a deceased individual's estate. Although the time and effort involved will vary with the size of the estate, even if you are the executor of a small estate you will have important duties that must be performed correctly or you may be liable to the estate or the beneficiaries....

Finding and Claiming Forgotten Funds

Posted on: July 4th, 2016
As a child, you may have dreamed about finding buried treasure, but you probably realized at an early age that it was unlikely you would discover a chest full of pirate booty. However, the possibility that you have unclaimed funds or other assets waiting for you is not a fantasy. According to the National Association of Unclaimed Property Administrators (NAUPA), $41.7 billion is waiting to be returned by state unclaimed property programs. So how do you find what is owed to you, even if it's not a fortune?...

Beware of Non-Lawyers Offering Medicaid Planning Advice

Posted on: July 1st, 2016
In recent years a number of non-lawyers have started businesses offering Medicaid planning services to seniors. While using one of these services may be cheaper than hiring a lawyer, the overall costs may be far greater....
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